1. Introduction

Welcome to LexRafi.com (“Website”). By accessing or using this Website, you agree to comply with these Terms of Service. If you do not agree, please do not use the Website.

2. Use of Website

• You must use the Website lawfully and responsibly.
• Prohibited activities include:
  • Engaging in illegal, fraudulent, or harmful activities
  • Uploading viruses, malware, or harmful code
  • Attempting unauthorized access to other users’ data
  • Violating intellectual property rights

3. Intellectual Property

• All content on LexRafi.com (articles, publications, blogs, graphics) is owned by Rafi or properly licensed.
• You may view, download, and share content for personal, non-commercial use only.
• Reproduction, distribution, or commercial use without permission is strictly prohibited.

4. User Accounts (if applicable)

• Users creating accounts (for newsletter subscriptions or downloads) must provide accurate information.
• Users are responsible for maintaining account security.
• LexRafi.com is not liable for losses due to unauthorized access.

5. Disclaimers

• Content is for educational and informational purposes only.
• Use of the Website is at your own risk.

6. Limitation of Liability

• LexRafi.com is not responsible for any direct, indirect, incidental, or consequential damages arising from the use of the Website.
• Users agree to indemnify LexRafi.com from claims arising from misuse.

7. Third-Party Links

• The Website may contain links to external websites.
• LexRafi.com does not control or endorse external content and is not liable for it.

8. Privacy & Data

• Your use of personal information is governed by the Privacy Policy.
• By using this Website, you consent to the collection and processing of personal data as described in the Privacy Policy.

9. Changes to Terms

• LexRafi.com may update these Terms at any time.
• Continued use of the Website constitutes acceptance of the updated Terms.